The common balance treasure belongs to the monetary fund, with an annualized interest rate of about 4% for seven days, which is highly safe and convenient for deposit and withdrawal at any time. At the same time, Yu 'ebao can invest in funds or buy other fund products, such as hybrid funds or partial stock funds. Investors can choose freely according to their own property status and risk-taking ability.

For financial investment such as Xiaobai, funds are a good choice to obtain higher returns, but the same funds are medium and high-risk investments, so it is necessary to have a certain understanding of the market or a knowledge base of economics. When you first come into contact with the fund, you can invest a small amount of money to test the water. In addition, when the fund invests for a long time, don't chase after the ups and downs, but always go in and out.

Matters needing attention in purchasing funds on Alipay

Choose according to risk tolerance: From the risk point of view, different funds bring different risks to investors, among which stock funds have the highest risk, while monetary funds and bond funds have the lowest risk.

Choice according to economic ability: if the economic strength is acceptable, the burden on the family or children is lighter, the income is greater than the expenditure, the risk tolerance is higher, and the investment period is correspondingly longer. Equity funds or funds with a high proportion of stock investment are good choices.