Why did you fall into the pure debt fund?
Choose some relatively low-risk financial management methods to invest, even if it is a low-risk financial management method, it will fall unexpectedly. The following small series brings you why you will fall into a pure debt fund. I hope you like it.
1. Why did pure debt funds fall?
A pure debt fund is a fund that invests all the raised funds in the bond market. Bond is a kind of fixed-income financial product, and the coupon price and interest rate have been stipulated when the bond is issued. It is reasonable to say that the investment target of pure debt funds is fixed-income financial assets, and pure debt funds should not fall, so why did pure debt funds fall? There are mainly the following reasons.
1. There are two sources of income for pure debt funds. One is the interest of bonds, that is, when the bonds are held, the bond issuer will repay the principal and interest. The other is the price difference generated by the bond exchange. In the bond market, bonds can also be traded like stocks.
in terms of bond interest income, although the interest income is relatively fixed, there are certain risks, that is, the default risk of bond issuers. Many bond issuers in the market have defaulted. When the bond issuers default, our income will be affected, which will lead to the decline of pure debt funds.
2. From the perspective of bond trading price difference, the income in this area is not fixed, sometimes it will be earned, but sometimes it will be lost, which will lead to the decline of pure debt funds. In the bond market, the market price of bonds will be affected in many ways. Usually, the market price of bonds is negatively correlated with the market interest rate, that is, the lower the market interest rate, the higher the market price of bonds.
In addition, there is a reverse relationship between the bond market and the stock market. When the stock market is in a bear market, a large amount of funds will be withdrawn from the stock market and invested in the bond market, which will lead to an increase in bond prices. When the stock market is in a bull market, a large amount of funds will be withdrawn from the bond market and invested in the stock market, which will cause the bond price to fall.
3. There are many types of bonds, and their risks are different. The fluctuation of pure debt funds will be affected by the types of bonds. Generally speaking, the risk of national debt is the lowest, followed by financial debt and then corporate debt.
second, what is the difference between pure debt funds and bond funds?
Pure debt fund is a fund that invests all the raised funds in the bond market. Pure debt fund is a kind of bond fund, while other bond funds invest most of the raised funds in the bond market, which is generally more than 8%. And a small part of the funds are invested in other markets, such as the stock market.
In addition, there are convertible bond funds. The investment target of convertible bond funds is convertible bonds, and the price of convertible bonds, like stocks, will be affected by the relationship between supply and demand. Although convertible bond funds may all invest in convertible bonds, convertible bond funds do not belong to pure debt funds, and pure debt funds cannot invest in convertible bonds.
catching stocks with continuous daily limit
In the mid-line stock picking skills, if you want to make a medium-long layout, it depends on the current market situation. You can refer to the annual line (25 antennas) and semi-annual line (12 antennas) of the market index. If the trend is above the annual line and semi-annual line, it means that it is not a bear market at present. In the face of national policies, in the case of a comprehensive decline in the stock market, investors should not be lucky enough to grab a rebound or choose to buy people, but should take advantage of the trend to wait and see for clearance. If the stock market rises sharply, it is necessary to take advantage of the trend and hold shares in the medium term.
Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical indicators, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices far higher than their intrinsic values.
as for how to catch stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it will be. Among the key conditions of daily limit, the opening price is between 2 and 3 points higher, and the opening price is no more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, and it is best not to form a gap.