Ten Questions to Officials of the Ministry of Human Resources and Social Security Faced with the Ministry of Human Resources and Social Security’s promotion of “postponing the retirement age”, the public responded strongly. We would like to ask the officials of the Ministry of Human Resources and Social Security and the top ten hot issues of general concern to the people.

Related: Dog-headed experts who make bad ideas: A question about pensions: Who is responsible for the pension gap?

How is it caused?

First of all, none of the current pensioners has received any pension. Some of them have paid for more than 10 years, some have paid for more than 20 years, and the most may have been paid for more than 30 years, because the employee contract system was implemented in the 1980s.

In the late 1990s and early 1990s, this group of people who implemented the contract system were the first to participate in insurance and pay premiums. Today, there are 4,050 people in this group, and most of them should be people who participated in insurance after 2000.

Therefore, the pension gap is not caused by current payers, so why should they delay retirement and extend their payment years to pay for others?

Second question about pensions: Why is the pension system set up so casually?

For a long time, the pension payment system has not been perfect and unified. Local governments can give preferential treatment to whomever they want and reduce or reduce it to whomever they are willing to give.

In this case, is there any reason why there should be no gap in pension funds?

Three questions about pensions: Why can people who have not paid pensions and have not paid for the specified number of years still receive pensions from the pension fund?

The relevant policies and regulations of the People's Republic of China and the National Pension Insurance are very clear: As long as the cumulative payment has been completed for 15 years, men must be over 60 years old and women must be over 50 years old, which are the necessary conditions for retirement and receiving pensions.

In the 1990s, the reform of state-owned and collective enterprises transferred all local state-owned and collective enterprises to individuals at a low cost. Tens of millions to hundreds of millions of fixed-term workers in state-owned collective enterprises were diverted. Some of them retired early, and some bought out their seniority to seek self-employment.

, some were laid off and unemployed, and some of them did not pay a penny to the local pension fund for their early retirement, and some only paid for a few short years in the later period. Even if the policy allows them to retire and receive pensions, they cannot

By paying out of the pension fund, the state is passing on the burden of these retirees to the pension fund without any basis.

After that, despite the country's financial wealth, the Ministry of Human Resources and Social Security allocated all the financial resources created by reform and opening up to civil servants in the name of "high salaries to support integrity."

Not only was the gap in the pension fund unable to be filled in time by the finance department, but the proceeds from the sale of state-owned enterprises at low prices were also used by local finance authorities.

But which audit department has announced the accounts and audit status of local pensions to all insured persons?

How can such a confusing account not lead to a deficit in pension funds?

Four questions about pensions: Since the gap is so huge, why does the state continue to increase pensions for retirees for ten consecutive years?

Whose money is the country spending?

Everyone knows that the state finance only cares about the food of civil servants, but the state and local finance have absolutely no regard for the food of enterprise retirees. Therefore, every time the state increases the pension of enterprise retirees, it is based on increasing the payment amount of the majority of current employees.

; The reason why the country passively increased the pensions of enterprise retirees for ten consecutive years was due to the country's wrong policy of "high salary to support integrity". In the 1990s, to be precise, in 1998, the country sharply increased the wages of civil servants and public institution employees.

Moreover, it is stipulated that the salary increase should be once every two years, and the amount of each salary increase is large.

The result is that the employees of 10 enterprises are not as good as the employees of one government agency. Such a huge income gap has caused the country to passively increase pensions for enterprise retirees for ten consecutive years. Even so, the number of retirees in 4 enterprises is still not as good as that of employees in one government agency.

of!

This is the root cause of the growing pension gap!

Five questions about pensions: If the pension gap is so big, why can’t civil servants pay?

The single best way to solve the pension gap is to expand the number of insured persons. This year, the country has included all those who have been released from prison, substitute private teachers, soldiers, movie theaters in rural areas, barefoot doctors, and people who have gone to the mountains.

All intellectual youths who go to the countryside are allowed to pay a one-time payment of RMB 50,000 to RMB 60,000 to be used as insurance premiums for 15 years. Men who are over 60 years old and women who are over 50 years old are allowed to retire immediately. However, this still cannot solve the pension gap. Instead,

This will increase the pension gap because more of these people are retiring than are not retiring.

Even so, the state still cannot make civil servants pay pensions!

Six questions about pensions: Why should pensions be dualized?

The more people insured, the less likely it is that a pension shortfall will occur.

The issue of pension dualization that ordinary people have been calling for for many years has never been answered directly or taken seriously.

Is it the Communist Party’s governing philosophy and practice to specialize for oneself?

What is the basis for dualized pensions to exist?

Seven questions about pensions: Is the increase in people’s life span the direct cause of the pension gap?

Is it possible to postpone retirement at will?

The average life expectancy in Zhejiang Province is 71 years. Those who are participating in the pension plan must pay for at least 15 years, and most people can retire after paying for 20 to 40 years. The life span of 71 years old means that 50% of people can only retire.

After receiving 11 years of pensions, 50% of women will receive 21 years of pensions. It should be said that the income and expenditure can be balanced or even have a surplus.