Housing VAT rate
It is a tax levied on units and individuals that sell or provide processing, repair and replacement services and imported goods in the real estate industry to realize value-added. The real estate value-added tax rate is 1 1%, and the input tax can be deducted with the special VAT invoice. Small-scale taxpayers implement a 3% VAT collection rate, and directly calculate and pay VAT according to the sales income excluding VAT, without deducting the input tax.
How much does it cost to buy a house?
1, deposit
In the process of buying a house, whether the buyer chooses to buy a new house or a second-hand house, it may involve the issue of paying a deposit. Many salespeople will ask buyers to pay a deposit, but the deposit is not mandatory, and buyers can choose not to pay it. However, if the deposit amount is relatively large, the buyer must refuse. Generally speaking, the deposit amount should not exceed 20% of the house price. After paying the deposit, the buyer needs to sign the relevant deposit contract with the seller.
2. House payment
If buyers choose to buy a house with a loan, they need to prepare at least one down payment as the house price, but buyers need to know the down payment ratio, which is calculated according to the total house price, and buyers who buy a house in full need to prepare the total house price at one time. The payment method of buying a house is different, and the house payment prepared by the buyers is also different.
3. Deed tax
No matter whether buyers choose to buy new houses or second-hand houses, they must pay deed tax in the process of buying houses, and the object of deed tax collection is that buyers need to pay when property rights change. The collection standard of deed tax should be divided according to the area of the house. Property buyers buy houses with different areas, so the deed tax is different.
4. Maintenance Fund
In the process of buying a new house, buyers need to pay the house maintenance fund, which is mainly used for the maintenance and replacement of public parts of the house after the warranty period. The collection standard of the maintenance fund needs to be judged according to local policies.
5. Decoration expenses
If property buyers choose to buy rough houses, they need to prepare a decoration fee after the house acceptance, because rough houses are only bare houses. After the buyers get the house, although they can move in, there are still many inconveniences in life. Therefore, the decoration of the house is the first thing that most buyers should do after the house acceptance, and even if they buy a hardcover house, they need to add some small furniture and household appliances to the house, and this cost is not small.
The previous article introduced the relevant contents about the value-added tax rate of housing and what fees need to be paid for buying a house. From the above article, we can see that everyone needs to spend a lot of money when buying a house, so if you want to buy a house, you must know clearly what expenses you need to pay and know clearly what expenses you need to pay before buying.