When it comes to investment, the common investment tools in the market are stocks, bonds, funds, bank asset management, asset management and trust products. For ordinary investors without professional research knowledge, what kind of products are suitable for investment? The following are five advantages of choosing fund investment.

First, the starting point of investment is low.

Investors who know about stock trading know that the minimum unit of stock trading is 1 hand, that is, 100 shares. The advantage of the fund is that the investment starting point is low. Many funds can invest at 10 yuan or 100 yuan, and the familiar money funds are as low as 0 yuan. There is no pressure to participate in the investment of many investors.

Second, the sharp weapon of asset allocation.

In addition to the familiar A shares and bonds, the fund can also invest in Hong Kong stocks, US stocks, gold, crude oil and other bulk assets.

At the same time, due to the different asset allocation at the bottom, Public Offering of Fund can set up products with different risk levels, such as low-risk money funds, mixed funds with appropriate risks and high-risk stock funds. Funds can be said to be investment products that meet the requirements of all risk levels.

Third, investment restrictions can be avoided.

For example, the opening of GEM requires not only more than 24 months of securities trading time, but also more than 500,000 daily assets of securities accounts in the first 20 trading days. If the GEM can't be opened, it's a good idea to borrow publicly raised funds. Small and medium-sized investors can participate in the investment of GEM through publicly raised funds and enjoy the development achievements of innovative enterprises.

Fourth, the requirements for investors' research majors are low.

The essence of the fund is trust, and the fund manager is responsible for management. It is not particularly simple for investors to know the trading rules of funds, understand their investment and risk tolerance, and choose a good fund manager and a good time, but it is much more difficult than the study of stock investment. You don't need to operate every day to get the right fund. Macroeconomics, industry situation and market opening and closing are all handed over to fund managers and research teams for research.

Fifth, the operation is transparent and the liquidity is high.

Public Offering of Fund's information disclosure is the most perfect. The investment situation of the product is disclosed in the prospectus, and the top ten positions, operation comments and future prospects during the reporting period are disclosed in the periodic report. At the same time, Public Offering of Fund also has requirements such as the proportion restriction of dual 10 product portfolio, which forces the fund to diversify its investment and avoid the transfer of benefits. Compared with private equity funds, asset management of securities companies and trust products, the liquidity of funds is relatively high.