1. First of all, you should set your own investment goals and investment period, evaluate your risk tolerance, and determine whether you are a conservative, stable or enterprising investor;

2. Secondly, carefully and comprehensively evaluate the indicators of each fund, such as the income performance over the years, the ability and quality of fund managers and researchers, the risk control means and investment style of fund management companies, etc. And choose excellent fund varieties suitable for their own risk preferences to invest;

3. Finally, please track the fund you invested in and adjust your financial asset portfolio according to the performance of the fund, its own financial situation and income target.

You can make fund screening according to the risk tolerance and relevant requirements through the "Fund"-"Fund Screening" on the homepage of China Merchants Bank.