1. After a period of time, it will pick up and fall to liquidation, and the decline will start to stabilize for a long time. If the fund you buy keeps falling, you can analyze it. If the whole market environment is not good, then there is no need to worry, just wait patiently for the market to pick up. If it is the reason of the fund manager, then it is recommended to redeem the fund and change to an excellent fund manager.

2. If the fund you buy comes from an excellent fund managed by the fund manager of a fund company with good comprehensive strength, you don't have to worry about falling endlessly, because such a fund is of high quality, and you can get good returns as long as you are willing to pay the time cost.

3, the fund has been falling, you can decide what to do from its type, if it is debt-based, you don't need to use money. If it is a wide base, run when the profit reaches a certain level. If it is a hybrid fund, keep it if you are optimistic. If it falls, you can make it up.

1. Fund, in English, refers to a certain amount of funds established for a certain purpose in a broad sense. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.

Second, classification

According to different standards, securities investment funds can be divided into different types:

(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.

(4) According to different investors, it can be divided into bond funds, stock funds, money funds and hybrid funds.