Fund is an investment tool. By purchasing fund shares, investors can indirectly hold various securities, such as stocks, bonds and money market instruments. Knowing how to buy a fund is an important starting point for novice investors. This article will introduce how to buy funds and provide some suggestions to help beginners get started.

1. Buy online

For novice investors who are not good at complex operations, buying funds online is a simple choice. You need to find a website of a credible securities company or fund company. After registering to create an account, you can recharge it through online banking or a third-party payment platform. You need to choose the fund you are interested in, and you can check the historical performance, investment strategy and expenses of the fund. Just confirm the purchase amount and submit the order.

2. Brokerage counter purchase

If you prefer to trade in person, you can choose to buy funds at the counter of a securities company. You need to open a securities account with a securities company before purchasing. You can communicate with the financial manager at the counter to learn more about the fund and get professional advice. Once you decide to buy, you can fill in the application form for purchasing funds and pay the corresponding fees.

3. Buy through the fund manager

If there is no clear direction for the choice of funds or you don't know how to make investment decisions, you can choose to buy funds through fund managers. Fund managers are professional investors. They will buy and manage funds for investors according to their own research and judgment. You just need to choose a reliable fund manager and entrust your funds to him, and the fund manager will help you invest.

4. Fixed investment plan

Fixed investment plan is a long-term investment strategy, suitable for investors who don't have much leisure time to operate frequently. Fixed investment plan allows you to invest a certain amount of money regularly, which is not affected by market fluctuations. You can make a reasonable fixed investment plan according to your financial situation and risk tolerance. Through regular fixed investment, investment risks can be dispersed and long-term stable returns can be obtained.

5. Risk assessment and selection

Before buying a fund, you need to make a risk assessment and know your risk tolerance. Generally speaking, funds with lower risks have lower investment returns, while funds with higher risks may have higher returns. You can choose the appropriate fund type according to your investment objectives and risk tolerance. You can also refer to the historical performance, management team and expenses of the fund for comprehensive evaluation.

Summary:

For novice investors, buying funds is a challenging but potential opportunity. Through online subscription, brokerage counter subscription, fund manager subscription, fixed investment plan and risk assessment, you can choose the right investment method according to your own needs and risk tolerance. Before buying a fund, I suggest you know the basic knowledge of the fund, fully understand the market risks, and make a reasonable investment plan before investing.