If you buy direct sales online, the subscription rate is generally 0.6%, and the share you can buy is a = (10000-10000× 0.6%)/1.0007 = 9933.05; If you buy it in a bank, the subscription fee is generally 1.5%, and the share you can buy is b = (10000-10000×1.5%)/1.0007 = 9843.67. The net value may increase in the future, and the money you can redeem = the net value of the day × the share (A or B)- redemption fee.

There are two kinds of dividends: cash dividends and dividend reinvestment, depending on which one you choose. If the net value of a certain day is 1.3000 yuan, their dividend is divided into 0.5 yuan according to each fund 10. If you choose cash dividend, the dividend you can get is = fund share/10×0.5 yuan. If you choose dividend reinvestment, your share is (a or b)//kloc-0.