This kind of compensation includes not only medical and rehabilitation expenses, but also the cost of ensuring basic living. The implementation of work-related injury insurance has guaranteed the medical care and basic living, disability pension and survivors' pension of workers with work-related injuries, and relieved the worries of workers and their families to some extent. Compensation for work-related injuries reflects the respect of the state and society for workers. The establishment of industrial injury insurance is conducive to promoting safe production and protecting and developing social productive forces. Industrial injury insurance is closely related to the improvement of working conditions, disease prevention and injury prevention, safety education, medical rehabilitation and social services in production units. It is of great significance to improve the safety production level of production and business units and employees, prevent or reduce work-related injuries and occupational diseases, and protect the health of employees.
The importance of five insurances and one gold 4: the important role of participating in maternity insurance
Maternity insurance is a social policy that the state provides living security and material assistance for pregnant women. Because of the natural differences in physiological functions between female workers and male workers, female workers were originally in a weak position in the labor market. The state protects their legitimate rights and interests through maternity insurance, so that they will not lose their jobs due to childbirth.
Both men and women pay maternity insurance, but the insurance is mainly for women. Maternity insurance allowance for female employees includes maternity allowance, maternity medical expenses, nutrition allowance and other subsidies, of which maternity allowance is 4 months' salary. While male employees enjoy 10 days of vacation and allowance. If the female spouse has no job or the work unit has not paid maternity insurance, the male can use his maternity insurance as soon as possible, but only half of the medical expenses can be reimbursed, and there is no salary for four months.
The importance of five insurances and one gold 5: the importance of participating in unemployment insurance.
Experts from Golden Investment Insurance Network said that the establishment of unemployment insurance fund is an important part of the unemployment insurance system, and unemployment insurance premium is the main source of unemployment insurance fund. Therefore, only when urban enterprises and institutions and their employees pay unemployment insurance premiums in full and on time according to regulations can we ensure the payment ability of unemployment insurance funds, effectively protect the basic livelihood of unemployed people and promote the capital expenditure needed for re-employment.
Developing unemployment insurance is an important duty of the state. On the one hand, the government should organize the collection and management of unemployment insurance premiums. On the other hand, when the unemployment insurance premium can't meet the demand, the government will ensure the fund expenditure through financial subsidies. It is an important measure to ensure that the unemployment insurance premiums collected are deposited in banks or purchased government bonds according to regulations, and the interest income obtained is incorporated into the fund.
The importance of five insurances and one gold 6: the main purpose of provident fund
Housing security function is the most basic function of housing accumulation fund. The essence of housing accumulation fund system is to increase part of housing wages for employees in the form of housing accumulation fund, thus promoting housing distribution. A policy financing channel provided by the government to solve the housing problem of workers' families plays a very important role in China's housing security and social security system.