From the perspective of whether funds can be subscribed or redeemed at any time, they can be divided into open-end funds and closed-end funds. Open-end fund: investors can trade through fund companies, securities companies, banks and other institutions, and can also apply for redemption or additional subscription at any time during trading hours. Closed-end fund: It has a fixed duration. At the beginning of the establishment of the fund, the total amount of hairstyles of fund units was limited. After raising enough funds, the fund will be announced and no new investment will be accepted for a certain period of time.

When investors buy and sell funds in the future, they need to bid in the secondary market, just like buying and selling stocks. From the perspective of liquidity, open-end funds are easier to buy and sell, and are more favored by investors. The most representative are investment target type, mixed type, index type, bond type and money fund. Capital investment is limited to low-risk assets such as government bonds, central bank bills, and bank time deposit certificates, and can basically be used as a cash management tool for similar deposits. The income of money funds is generally higher than the interest of bank deposits and has good liquidity. With deposit and withdrawal, it can be used as cash flow in life.

Index funds buy all or most of the securities contained in an index according to the standard of an index, so as to achieve the same income level as the index, such as Shanghai and Shenzhen 300, Shanghai Stock Exchange 50, Growth Enterprise Market Index and other popular index funds. Index funds can be divided into passive index funds and enhanced index funds. Enhance index funds and fund managers to invest in other assets to obtain additional excess returns. If the fund manager's stock selection strategy is good, then the fund's increase may be better than the index. Otherwise, from the analysis of market data, in general, the increase of index-enhanced funds will be better than that of passive index funds.

The threshold is low, 10 yuan can participate. We usually buy Public Offering of Fund on Alipay or Tiantian Fund. In addition to the above assets, private equity funds will also invest in assets such as creditor's rights, equity and commercial projects. In terms of information disclosure requirements, Public Offering of Fund has stricter requirements, and its investment objects and portfolio information must be publicly disclosed, while private equity funds have lower information disclosure requirements and strong confidentiality. Knowing the types of funds is to help us choose the fund that suits us. If it is a conservative fund, you can choose a bond fund. If you are an aggressive fund, you can consider equity funds.