If you are not satisfied, you should make up. The supplementary fee shall be subject to the payment standard at the time of supplementary payment. Paid by the employer, the employer is responsible for the payment, and the rest is paid by individual employees.
Individual accounts are established and managed by medical insurance agencies, institutions and municipal enterprises. According to the sum of on-the-job employees and retired (post) personnel, the basic medical insurance premium shall be declared and paid monthly at 8% of the average monthly salary of employees at the same level in the previous year.
Personal accounts are temporarily established and managed by the employer, and the number of insured persons is declared monthly at 5.5% of the average monthly salary of employees at the same level in the previous year.
In order to maintain the balance of payments of the overall planning fund and effectively guarantee the level of medical treatment for retirees, various overall planning areas have made relevant provisions on the minimum payment period for retirees to enjoy medical insurance benefits, which generally ranges from 20 to 30 years.
The policy stipulates that the payment period for men is not less than 25 years and that for women is not less than 20 years.
The long payment period may be 30 years, and the short payment period may be 15 years. Male and female employees are also different. Since male employees retire at the age of 60 and female employees retire at the age of 50, it is generally stipulated that male employees pay five years more than female employees.
At present, the regulation of medical insurance is that you can enjoy medical insurance treatment for free for life after 25 years of accumulated payment. However, when handling retirement, there are two ways to deal with medical insurance less than 25 years. When handling pension retirement, delay medical insurance retirement and continue to pay medical insurance on a monthly basis. After working for a total of 25 years, I will retire from medical insurance.
At present, the statutory retirement age stipulated by the state is unified, with men reaching 60, female workers reaching 50 and female cadres reaching 55; The cumulative payment period of medical insurance is generally 20 years for female employees and 25 years for male employees (there may be slight differences in different regions). If the prescribed time limit is not reached, the payment will continue.
Legal basis:
Article 1 of the Interim Measures of the State Council on Retirement and Resignation of Workers.
Workers of enterprises and institutions owned by the whole people, state organs and people's organizations who meet one of the following conditions shall retire:
(a) men over 60 years of age, women over 50 years of age, continuous service for ten years.
(2) Those who are engaged in underground, high altitude, high temperature, particularly heavy manual labor or other jobs harmful to health, and have reached the age of 55 for men and 45 for women, and have worked continuously for ten years. This provision also applies to grassroots cadres whose working conditions are the same as those of workers.
(3) The male has reached the age of 50, the female has reached the age of 45, and has worked continuously for ten years, and has been certified by the hospital and confirmed by the labor appraisal committee, and has completely lost the ability to work.
(four) work-related disability, proved by the hospital, and confirmed by the labor appraisal committee, completely lost the ability to work.