Difference: 1, different handling fees: subscription, subscription and redemption fees are charged for Class A fund shares, excluding sales service fees, while subscription fees (held for more than 30 days), subscription and redemption fees are not charged for Class C fund shares, but sales service fees are accrued. 2. The passwords are different. Although the fund managers and operating modes of Class A and Class C funds are the same, the net fund values are published separately and the fund codes are different. 3. The return is different. Although the investment targets of Class A and Class C funds are the same, they are affected by investors' buying and selling, which leads to the unsynchronized rise and fall of the two funds and different returns.

Generally speaking, the short-term cost of class A is higher than that of class C, but at the critical point, the cost of both is the same.

1. If it is held for 30 days to 1 year, the subscription fee is 1.5%, corresponding to the redemption fee of 0.5%, totaling 2%. The annual fee of 0.5% takes 4 years to reach Class C, so it is more cost-effective for Class C to compare with Class A..

2. If you hold 1 to 2 years, the subscription fee is 1.5%, and the corresponding redemption fee is 0.2%, totaling 1.7%. It takes 3.4 years to reach Class C, and the annual fee is 0.5%, so Class C is more cost-effective than Class A. ..

3. If it has been held for more than 2 years, the subscription fee is 1.5%, corresponding to the redemption fee of 0, totaling 1.5%. It takes 3 years to reach Class C, and the annual fee is 0.5%, so it is cost-effective for C within 3 years and for A above 3 years.