1. According to the Measures for the Administration of Special Maintenance Funds for Houses, when the ownership of the house is transferred, the owner shall explain the deposit and balance of the special maintenance funds for houses to the transferee and issue a valid certificate, and the remaining special maintenance funds for houses in the subsidiary ledger shall be transferred with the ownership of the house.
The transferee shall go through the formalities of renaming the ledger at the special account management bank with the transfer agreement of residential special maintenance funds, house ownership certificate and ID card. If the maintenance fund invoice is lost, the owner can go to the real estate archives to get a copy and keep one.
Second, many people now tend to pay attention to the specific matters of the house when buying a house, but ignore the possible problems in the future. For example, the recently familiar housing maintenance fund may not be needed when buying a house, but I don't know when it will be needed in the future.
Extended data:
Repayment method:
1. Equal principal and interest
This is the most commonly used method, and it is also recommended by most banks for a long time. Add up the total principal and interest of the mortgage loan and distribute it evenly to each month of the repayment period. As a repayment, he pays a fixed amount to the bank every month, but the proportion of principal in the monthly repayment increases month by month, and the proportion of interest decreases month by month.
Second, the average capital
The so-called average capital repayment method, also known as the repayment method of interest with principal and average capital with unequal interest. The lender will allocate the principal to each month and pay off the interest from the previous trading day to the repayment date. Compared with the matching principal and interest, the total interest cost of this repayment method is lower, but the principal and interest paid in the early stage are more, and the repayment burden is reduced month by month.
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