how much can you lose if you buy a bank financing of 3, yuan? It depends on the market.

If the personal wealth management products sold by China Merchants Bank are now available, the principal (except 696 and 8136) is generally not guaranteed, and neither the income nor the principal can be guaranteed. Both the income and the principal may be lost due to market changes. I suggest you choose a product suitable for your risk tolerance to invest.

There will be prompt risks in bank wealth management products. Except for capital-guaranteed wealth management products, other wealth management products are not liable for compensation even if there are loss-making banks, and the risks are all your own! There are 5 risk levels in bank financing!

(balanced type): this level of wealth management products does not guarantee the repayment of principal, and there is a certain principal risk, and the income fluctuates. Bank wealth management products are generally divided into capital preservation and non-capital preservation, and the possibility of losing money is very small. If it is not particularly radical financial management, it is usually breakeven.

1. market risk: except for low-volatility financial products such as bonds and interbank deposits, the proportion of products invested in high-volatility financial products such as stocks, commodities and foreign exchange shall not exceed 3% in principle, and the capital preservation ratio of structured products shall not exceed 9% in principle.

2. Credit risk: it mainly bears the risks of medium-sized or above credit subjects, such as the risk of A-rated or above bonds;

any financial management has risks and must be treated rationally. Bank wealth management products are no exception. Generally speaking, the financial management of banks is relatively safe, and the specific risks depend on the product type. The main risks faced by bank wealth management products include market risk, credit risk, liquidity risk, inflation risk, operation management risk and force majeure risk. Different types of funds have different risks, some are high-risk and some are low-risk. If the capital preservation fund loses money, it can protect the investor's principal from being affected; If a non-capital protection fund loses money, it may make investors lose money. According to different investment risks and returns, funds can be divided into growth funds, income-based funds and balanced funds. According to different organizational forms, it can be divided into company funds and contract funds. China's securities investment funds are all contractual funds. So we still need to do the following:

1. Reserve lending knowledge. In the process of lending, always remember to hold your own ideas and positions, and never blindly follow suit.

2. The stock is risky. On the one hand, stocks have high returns, but while enjoying high returns, they also have high risks. Therefore, everyone must consider it clearly when buying.

3. Pay attention to dynamics and avoid risks. After purchasing bank loan products, we should learn to pay close attention to some related trends and instructions of the central bank and banks in time. Especially some official information from the government. In short, we should avoid risks and make maximum profits.