The so-called "4433 rule" is mainly measured by "time". From the long-term performance (including one, two, three, five years and this year), we can see the recent performance. That is, after selecting the top quarter funds based on one year, we will look at the performance of the shortlisted funds for two, three, five years and this year, and finally see if the performance in the last three or six months has fluctuated too much. After layers of checkpoints, the selected fund is truly high-quality and investable.

You may wish to take a look at the following steps: the first "four": that is, the performance of one-year funds ranks in the top quarter of the same type of funds;

The second "four": that is, two years, three years, five years and this year, the performance of the fund is in the top quarter of the same type of fund;

The third "three": that is, the six-month fund performance ranks in the top third of the same type of funds;

The fourth "three": that is, the three-month fund performance ranks in the top third of the same type of funds.

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