2. The risk is relatively high, so please pay attention. When the market is bad, it is possible to lose 30%. However, considering the current market, the possibility of loss after five years of fixed investment is extremely small, and the income is easily higher than the bank interest rate.
3. The characteristic is that the ups and downs are very consistent with the stock market. When you hear the news that the stock market has gone up, it will go up, and when the stock market falls, it will naturally fall. This is the characteristic of Shanghai and Shenzhen 300 index funds.
If the market is good, there will be no loss in redemption, but if the market is bad, there will be loss. The redemption of open-end funds is the basic right enjoyed by any citizen.
Although there is no back-end charging model, the impact is minimal. When the market is good, the income of index funds can offset all the fees. Never pick up sesame seeds and lose watermelon.