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What maternity expenses are not covered by the maternity insurance fund?
According to the "Beijing Municipal Enterprise Employees' Maternity Insurance Regulations", the following maternity insurance funds will not cover the following maternity expenses: (1) those that do not comply with the national or this city's family planning regulations;

(2) that do not comply with this city's basic Medical insurance regulations;

(3) Failure to comply with the city’s basic medical insurance drug catalog, diagnosis and treatment items, and medical service facility items;

(4) Abroad or in Hong Kong , Macao Special Administrative Region and Taiwan region;

(5) Medical expenses incurred due to medical accidents;

(6) Costs for treatment of fertility complications;

(7) Expenses that should be borne by individuals in accordance with national or local regulations (8) Insured employees who seek medical treatment in non-designated medical institutions can enjoy maternity allowances, and their medical expenses for childbirth and family planning surgeries will not be paid.