1. Buy overseas insurance. Overseas insurance is a relatively stable foreign exchange financial management method, which can not only resist major risks, but also obtain certain benefits after several years; 2. Buy stocks of overseas quality companies. Try to buy stocks of recognized high-quality companies and hold them for a long time, which may exceed 10 years; 3. buy ETF funds. You can buy gold and other products through ETF.

Financial management, as its name implies, refers to financial management. When people talk about financial management, they think of either investing or making money. In fact, the scope of financial management is very wide. Financial management is to manage the wealth of a lifetime, that is, the cash flow and risk management of an individual's life. Contains the following meanings:

1, financial management is a lifelong treasure, not just to solve the problem of urgent need for money.

2. Financial management is cash flow management. Everyone needs money when he is born, and he also needs to make money to generate cash inflows. Therefore, whether you have money or not, everyone needs to manage money.

3. Financial management also includes risk management. Because more flows in the future are uncertain, including personal risk, property risk and market risk, which will affect cash inflow or cash outflow.