Funds will also be classified. From the perspective of rates, it is divided into class A funds and class C funds. Among them, Class C funds do not need subscription fees, but they need to collect redemption fees and sales service fees. What is a class A fund brought by the following small series is of great benefit to you. Let's have a look.
What is a class A fund?
Class A funds refer to a class of funds classified according to the Classification Standard of Open-end Funds of China Asset Management Association, also known as Public Offering of Fund. Class A funds include stock funds, bond funds and hybrid funds.
What are the types of funds?
Equity fund: a fund that invests in the stock market and pursues capital appreciation, with high risk.
Bond fund: a fund that mainly invests in the bond market, pursuing relatively stable returns and relatively low risks.
Hybrid fund: a fund that invests between the stock market and the bond market. It not only pursues capital appreciation, but also pays attention to stable income and moderate risk.
Money market fund: investing in short-term, low-risk financial instruments, with the goal of maintaining the security and liquidity of principal.
QDII fund: refers to the fund that domestic investors in China invest in overseas financial markets through qualified overseas institutions, aiming at providing overseas investment opportunities.
ETF fund: namely, trading open index fund, which invests by tracking the changes of specific indexes and is listed and traded on the exchange.
Can Class C funds be put in for one year?
Class C funds can be kept for one year, and there is no fixed rule on how long they can be kept. Investors can choose the term according to their own situation, as long as the funds are not bankrupt, they can always be retained.
However, it is generally not recommended to do a long cycle, because the purpose of buying a fund is to make money. Only by buying at a low level and selling at a high level can you make money. The fund does not mean that the longer it is held, the better. The main thing is that the more difference it earns, the better.
How long is it appropriate to hold Class C funds?
Most C-type funds can be exempted from the redemption fee after 30 days, so if the fund has a considerable income after 30 days, it can be redeemed after reaching its own income, and there is no fixed suitable time.
Class C funds can be redeemed as long as they make money and can offset the sales service fee and handling fee, but it is best to make more money for redemption, but not for too long. Some investors made money because of greed, but wanted to make more money, so they didn't redeem the fund, resulting in losses.
Seize the stocks with continuous daily limit.
In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.
Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.
As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.