On-site money funds are money funds that can circulate in the secondary market. On-site money funds can obtain higher returns than ordinary money funds through operation.

On-site monetary funds are divided into three types: transaction type, transaction redemption type and redemption type:

As can be seen from the above figure, most of the money funds in the market are transactional, with 3 transactional redemption money funds and 6 redemption money funds.

Buffett has repeatedly advised investors: "Be sure to invest within your own understanding."

Sharpening a knife is not a mistake for a woodcutter. It's best to learn financial management knowledge before investing, and then invest clearly.