Let's take a look at this company first. Zhonghe Rural Credit Cooperative is called Zhonghe Rural Credit Cooperative Project Management Co., Ltd., which was established by China Foundation for Poverty Alleviation at the end of 2008. It is a wholly-owned company, specializing in the management and implementation of microfinance poverty alleviation projects, focusing on management and expansion, and providing mortgage-free microfinance to the poor.
The ultra-fast loan of Zhonghe Rural Credit Cooperative bears interest on a daily basis and is repaid at least once a month according to the repayment plan. Repayment can be made in part or in whole in advance without penalty interest.
Loan method: mobile phone download and Jin Fu app. Just apply for an ultra-fast loan from Zhonghe Rural Credit Cooperative directly on Zhonghe Jin Fu. The maximum amount of ultra-fast loan is 20 thousand, so you don't have to go out. You can get it in ten minutes after you apply. However, its maximum amount is 20,000. If it is a credit line, it depends on the information you fill in for big data evaluation, or you can go to the offline outlets of Zhonghe Rural Credit Cooperative to consult the account manager. The offline loan amount is higher and can meet your needs.
Loan conditions: the applicant has legal status; Farmers are farmers within the jurisdiction of credit cooperatives; The applicant has full capacity for civil conduct; The applicant or family members have the ability to work, produce or operate; The applicant has a stable economic income; The applicant has good credit and the ability to repay the principal and interest of the loan; Other conditions stipulated by rural credit cooperatives.
It is worth noting that Zhonghe Rural Credit Cooperative is connected with the central bank's credit information. Therefore, people will definitely check your credit when they borrow money. Similarly, if you are overdue due to overdue repayment, it will also be recorded in the meeting.
That's all for the loan from Zhonghe Rural Credit Cooperative. Generally speaking, the loan terms are very loose. Everyone must consider their repayment ability clearly when lending, and don't think that they want to borrow more when the conditions are relaxed, and the consequences will be very heavy if they don't pay back.