How to choose the fixed investment of the fund? Please tell me five steps to choose a reliable fund! First, we can examine the cumulative net growth rate of the fund. Fund cumulative net growth rate = (cumulative net share-unit face value) ÷ unit face value. For example, if the cumulative net share value of a fund is 1. 18 yuan and the unit face value is 1.00 yuan, the cumulative net growth rate of the fund is 18%.

Secondly, we can examine the dividend rate of the fund. Fund dividend ratio = cumulative amount of fund dividends ÷ face value of the fund. Take Rongjie Shenzhen Stock Exchange 100 Index Fund of Rongjie Fund Management Co., Ltd. as an example. Since its establishment in September 2003, it has paid dividends for 7 times, with a dividend ratio of 16%. One of the prerequisites for fund dividends is that it needs a certain income, which can realize dividends and continue dividends.

Third, the fund's income can be compared with the market trend. If the performance of a fund is better than the market index in the same period, then the management of the fund can be said to be effective. If you choose this fund for regular fixed investment, the risk and return will reach an ideal consistent state.

Fourth, the fund income can be compared with other funds of the same type. Generally speaking, different risks and different types of funds should be treated differently, and it is of little significance to directly compare the performance of different types of funds.