1. prime time analysis of fixed investment
Generally speaking, the best investment date for bull market is 1-5, and the best investment date for bear market is 26-30. In addition, the lowest point for three consecutive months appeared at the beginning of the month, indicating that it entered a bull market at this time, and the lowest point for three consecutive months appeared at the end of the month, indicating that it entered a bear market at this time. It should be noted that when the fixed investment time exceeds 3 years, do not choose 16-25 as the fixed investment date of your fund. In addition, assets such as crude oil will also affect the fluctuation of some stock assets, especially traditional industry stocks. In the short term, the market is more worried about the epidemic, and the stock fluctuates greatly under the short-term influence. Coupled with the price war of crude oil, in just one month, oil prices have halved by 50%. This situation will have a great impact on a portfolio. As a result, many investors began to sell some assets with large price fluctuations. This led to the assets that did not fall, and they also fell together; Investors who didn't sell, when they saw the decline, sold in panic, further increasing the decline. So all kinds of assets have been sold during this period. Everyone sold all the assets that could be sold in panic and wanted to realize them as soon as possible, which brought about a chain reaction.
2. Estimation of prime time for fixed investment
The fixed investment of the fund is similar to long-term savings, which can spread the investment cost evenly and reduce the overall risk. Moreover, it has the functions of automatically adding code on dips and automatically reducing code on rallies, so no matter how the market price changes, it can always get a relatively low average cost. According to the evaluation of stock experts, the best fixed investment date is from 26th to 30th of each month. Regular fixed investment can smooth out the peaks and valleys of the fund's net value and eliminate market fluctuations.
In addition, as long as the selected funds grow as a whole, investors will get relatively average returns without worrying about the timing of entering the market. It is always an opportunity to invest in stock funds to make a fixed investment, but only if you have the determination to stick to it can you see the effect.