As a learning platform focusing on the popularization of financial and business knowledge, Qiniu School has always insisted on bringing professional and comprehensive financial and business knowledge to the public since its establishment. In terms of content, Qiniu Academy has set up a professional course research team to create a series of professional course contents and knowledge systems for investors with different foundations, and comprehensively promote the improvement of public financial and business literacy. At the same time, Qiniu Academy also invited industry experts to set up an academic expert committee to actively explore the innovative development of financial and business knowledge. In addition, Qiniu School has also built a set of "ADDIE" standardized course research system, which runs through the whole process of analysis, design, development, implementation and evaluation, continuously enriching and exploring efficient teaching methods, helping more people to apply their financial management knowledge and form their own financial management methodology.
In addition to innovation in content and teaching methods, Qiniu Academy also enhances users' online learning experience through technology application. With the help of the intelligent grinding system and intelligent interactive auxiliary system of online live class independently developed by Erwan Technology, a group company, Qiniu School intelligently collects user feedback by analyzing the data information in the live room in real time, thus promoting the iteration of teaching methods and contents and continuously improving the learning effect and satisfaction of users.
I. the rise of financial investment
in recent years, with the maturity of the public's financial management concept and the improvement of the licensing system and filing system, China's financial management market has ushered in rapid development.
funds are especially sought after by many new investors because of their low investment threshold and scattered risks. According to the data of the third member congress of the fund industry association, by the end of July this year, the scale of assets under management in the industry had reached 23.5 trillion yuan, and the enthusiasm of the people for entering the market continued to rise. However, compared with the fund market, the income of most citizens is not ideal. In this regard, Qi Niu Xuetang pointed out that there may be the following reasons for this phenomenon.
1. First of all, the needs of fund companies, consignment platforms and investors are different. The profit of the fund company mainly comes from the management fee of the fund. The more money investors invest and the longer they hold it, the higher the profit of the fund company will be. The profit source of the agency is mainly the transaction fee and handling fee of investors, which means that the higher the frequency of subscription and redemption, the more profit the agency will make. Therefore, Qiniu Academy reminds everyone that investment and financial management need rational operation, and day trading is not conducive to the long-term income of fund products.
2. Secondly, human weakness will be infinitely magnified in the investment market. As we all know, the key to making a profit in the investment market is to seize the opportunity to buy low and sell high, but most investors often do the opposite. Why? Qi Niu Xuetang believes that the reason is that the public generally likes to pay attention to the "visible" achievements, that is, the past performance of the fund. When the market is good, it will follow the trend, and when the market is bad, it will be sold in a hurry, and finally it will only drift away from the investment target. Qiniu Academy reminds investors that we must put an end to blindly following the trend, rationally analyze market risks and seize investment opportunities.