As a long-term housing savings, housing provident fund can be used to apply for mortgage, and the balance of housing provident fund account can also be withdrawn and used. Under normal circumstances, the withdrawal of housing provident fund also needs to meet certain conditions, such as decoration, renovation of self-occupied housing, and payment of rent. So what does it matter if the provident fund can't be taken out? Let's get to know each other.

What's the problem with not taking out the provident fund?

1 Incomplete information submitted by users when handling provident fund withdrawal will lead to the failure of provident fund withdrawal review, resulting in the withdrawal of provident fund.

2. The user does not meet the conditions for withdrawal of provident fund. Common conditions for withdrawal of provident fund include retirement, payment of rent, decoration or renovation of owner-occupied housing, leaving the country to settle down, repayment of mortgage, leaving the original unit, loss of working ability and so on. Only when these conditions are met can the provident fund be withdrawn. In addition, there are restrictions on the withdrawal of provident fund, and it is often impossible to withdraw housing provident fund for the same reason within two years.

3 the balance of the provident fund account is insufficient, so it is impossible to withdraw the provident fund. The balance of the provident fund account mainly comes from the provident fund paid by units and individuals. If it has been withdrawn before, the balance of the provident fund is insufficient, which will lead to the failure of withdrawal again.

4. The provident fund co-branded card is abnormal, and the provident fund cannot be withdrawn. Generally, you can go to the bank to know the specific situation, and you can submit an application for withdrawal of provident fund again after returning to normal.

There are many reasons why the provident fund cannot be taken out. Faced with this situation, users can go to the housing provident fund management center to find out the specific reasons and then seek solutions.