Generally, the proportion of fixed investment of the fund shall not exceed 30% of the monthly income, but we should also consider the control of our own income, such as mortgage and insurance. At this time, after deducting the necessary expenses, the remaining 30% of the money can be used for the fixed investment of the fund. During the fixed investment period, users can choose weekly investment or monthly investment, and they can get good returns through long-term investment.

Users should choose the fund that suits them when making fixed investment in the fund. When choosing a fund, users can consider its establishment time, dividends over the years, fund managers, fund custodians, etc. And then decide whether to buy or not, generally choose funds with large fluctuations in net value.

When the fund decides to invest, it generally chooses to intervene in the position with low net value of the fund, but the fixed investment of the fund cannot guarantee profit, and there may be losses in the future. In addition, when the fund makes a fixed investment, it must use personal spare money and cannot borrow money to invest, so as not to affect the normal life of the individual after the loss.

It should be noted that it takes a long time for the fund to make a fixed investment. Don't sell after a short loss. Usually, it takes about three years for a fund to make a profit, and there may be no profit in the short term. Therefore, the fixed investment of the fund should be prepared for long-term holding.