Low risk, slightly higher income than fixed deposit, high security (generally no loss, but the company will not promise to protect the capital), good liquidity, normal cash withdrawal T+ 1 working day to the account, quick cash withdrawal function, real-time account, quite convenient, the yield of piggy bank in recent years is 4.57%, and the average yield of similar money funds is 4.37%. After the interest rate cut, the yield of the money fund may drop slightly.