Rural credit cooperatives are the best financial link to contact farmers and the main force of rural finance under the new situation. Now China's economy has entered a new stage of development. Rural credit cooperatives are related to the adjustment of agricultural structure, the development of rural economy and the increase of farmers' income. They have great responsibilities and heavy tasks. Under this new situation, how to be a qualified employee of rural credit cooperatives has become a problem that each of us should seriously consider. In my opinion, to truly become a qualified employee of rural credit cooperatives, we must adhere to "one center and two basic points", that is, adhere to the economic benefits as the center, clarify the basic responsibilities and grasp the basic quality as the two basic points. Basic duties and basic qualities are identical, and they are coordinated and integrated. They ensure the smooth operation of credit cooperatives, promote the safe, healthy and efficient operation and development of credit cooperatives, and are conducive to the creation of economic benefits, which is more conducive to rural credit cooperatives to play their role and complete the sacred mission entrusted by the party and the state. The so-called "taking economic benefits as the center" means that we must think of and create economic benefits when we do everything and handle every business. Economic benefit is the goal, including social economic benefit, collective economic benefit and individual economic benefit. A qualified employee of rural credit cooperatives must properly and correctly handle the relationship between these three economic interests, not only to support the development of agriculture, rural areas and farmers, but also to create wealth and accumulate funds for credit cooperatives, as well as to create and accumulate capital for individuals to survive, develop and enjoy. In practical work, we have to firmly believe in serving agriculture, rural areas and farmers, earnestly correct the business direction and change the business mechanism; Constantly expand the service field, increase the types of services and improve the service level; Based on agriculture, rooted in rural areas, serving farmers, earnestly shouldering the heavy responsibility of supporting agriculture, gaining farmers' support and trust, and firmly occupying rural financial markets, the "three rural" economy can develop healthily, credit cooperatives can survive and develop, and employees can live a comfortable life. The so-called "basic duties" refers to the authority and responsibility given by the employees of credit cooperatives to perform their duties. As employees of credit cooperatives, they are engaged in different positions and perform different duties, but they should all follow their basic duties. First, be law-abiding and honest. The rules and regulations of credit cooperatives are iron discipline, which must be strictly and comprehensively implemented. As employees of credit cooperatives, they are always surrounded by money, so they should always be alert, be honest and pure, be dedicated to the public, and put an end to abusing power for personal gain and harming public interests. It is necessary to strictly implement the rules and regulations and abide by the national laws and regulations in order to be qualified credit cooperative employees. Only by combining law-abiding with honesty and integrity can we promote the smooth development of business activities, otherwise, credit cooperatives will suffer losses. The second is to be loyal to their duties and love their duties. Credit cooperative employees are not only the makers of target tasks, but also the operators of specific businesses, and of course, the creators of economic benefits. Whether employees are loyal to their duties and love their jobs is related to whether the target tasks can be completed, the speed of business progress and the quality of work. Therefore, qualified credit cooperative employees can only improve their work efficiency, complete their tasks and create good economic benefits by combining the specific requirements of different positions, being loyal to and loving their jobs. The third is to serve wholeheartedly and maintain social reputation. Dedicated service is to provide customers with sincere, enthusiastic, thoughtful, patient and proactive services. It is related to the reputation and management effect of enterprises, and it is the need of building socialist spiritual civilization. Performance and honor are all earned by dedicated service. As employees of credit cooperatives, they must also have a sense of ownership of "prosperity and glory, decline and shame". Credit cooperatives once suffered a certain impact when rectifying cooperative foundations, and their reputation was affected to a certain extent. Therefore, to become a qualified credit cooperative employee, we must renew our concepts, keep forging ahead, have skilled business skills, sincere working attitude and meticulous and civilized working methods, provide quality services to customers, win the trust of customers and safeguard the collective honor. The fourth is to cooperate and help each other and take care of the overall situation. Rural credit cooperatives are a large collective, and they need the cooperation of all departments and posts. As qualified employees of credit cooperatives, they should always think of the whole credit cooperatives and carry out their duties around the overall functions of credit cooperatives everywhere. Internal friction can't happen, we should think of the collective, put the overall situation first, cooperate and help each other, and give full play to the overall function. The so-called "basic qualities" include ideological and political qualities, knowledge and skills qualities and professional ethics. If employees do not have good ideological and political quality, it is impossible to successfully complete their jobs, and even affect the overall development of credit cooperatives. Therefore, to be a qualified credit cooperative employee, one should have lofty ideology and politics, the idea of serving the people wholeheartedly, the concept of democracy and legal system, and the consciousness of being determined to reform. Knowledge and skills include cultural knowledge, economic theory knowledge, professional knowledge and business skills. These knowledge and skills are the unity of theory and practice, the unity of cognition and practice, and the transformation from theory to talent. Qualified credit union employees should have these knowledge and skills. Imagine if an employee lacks cultural knowledge, how can he understand the party's principles and policies and implement rules and regulations in his work? How to master statistical methods and understand financial analysis? How to use theory reasonably to solve work problems? If he lacks professional knowledge and business skills, how can he meet the needs of various positions, how can he serve customers and "agriculture, countryside and farmers"? Professional ethics cultivation should be said to be the moral standards and norms that employees must follow when they use the first two in their professional activities, including professional ideals, professional attitudes, professional consciences, professional obligations, professional skills, professional honors, professional disciplines and professional styles. "Love one's post and respect one's work, abide by discipline and law" is its basic composition. Qualified employees of credit cooperatives must cultivate good professional ethics and form a good credit image and interpersonal relationship in their work, so as to promote the smooth development of business work and give full play to the functional role of supporting the development of agriculture, rural areas and farmers. To sum up, in order to become a qualified employee of the rural credit cooperatives, we must adhere to the above-mentioned "one center and two basic points", so that the basic responsibilities and basic qualities are closely centered around the economic benefits. Similarly, as long as an employee of a rural credit cooperative adheres to "one center and two basic points", he is a qualified employee. As a member of rural credit cooperatives, we must make unremitting efforts, start from the details, start from the dribs and drabs, improve day by day, adhere to "one center and two basic points", and strive to become a qualified credit cooperative employee.

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