What should I do if I am fooled by the bank to buy a fund?
If you were tricked into buying a high-risk fund by a bank, but the bank didn't tell you that it was a high-risk fund, resulting in huge losses, you can try to sue the bank in court (whether you can win the case depends on the situation). Generally, when buying a fund, we must pay attention to the details of the fund to see what type of fund it belongs to, and whether the risk is big or not, the general risk degree will be marked out.
If it is only a fund bought by a bank, it has not caused great losses. It may be a case of making money, but you don't want to take big risks. You can choose to redeem all the money in time.
Can banks buy funds and pay them back?
If the share is not confirmed and the page has been cancelled, you can apply for cancellation and the money will be returned to the original account. However, if the share has been confirmed, the fund cannot be refunded and can only be redeemed. Funds are generally redeemed on working days. If you don't want to buy the fund, you can choose to redeem it.
There are many kinds of funds, such as money funds, bond funds, hybrid funds, index funds, stock funds and so on. If you don't want to take great risks, you can consider the types of money funds, which are generally less risky, but in general, funds are risky. If you don't want to take risks, you can choose to deposit time.