First of all, there will be no shortage of funds. Reason: the bank card now has two functions, one is the saving function, that is, saving money at ordinary times and the like. One is the fund account function, which is enabled when buying a fund. After determining what fund to buy, the money will be deducted from the card. After the card is reported lost, the original card number is no longer used. After the replacement card, the money and foundation in the original card are automatically linked to the new card. If there is no connection, I will take my ID card to the bank in the same city for connection. If you want to report the loss of the card, you have to settle the funds in it, or you can't sell it.