Jiahe Money A Fund mainly invests in financial instruments with fixed expected returns, including cash, call deposits, bank time deposits and certificates of deposit within one year (including one year), bond repurchases within one year (including one year), central bank bills within one year (including one year), short-term financing bills, bonds with remaining maturity within 397 days (including 397 days) and asset support.
If the future laws, regulations or regulatory agencies allow the Fund to invest in other varieties, the fund manager can include them in the investment scope after performing appropriate procedures.
Jiahe Currency A, a cash management tool, requires higher liquidity. The Fund will pay close attention to the factors that affect the liquidity management of money market funds, such as changes in cash flow of subscription/redemption and seasonal capital flow, and establish a portfolio liquidity monitoring and management index to realize real-time management of fund asset liquidity.
In specific operations, the Fund will comprehensively balance the allocation ratio of fund assets between liquid assets and expected return assets, and improve the overall liquidity of fund assets through cash retention, early withdrawal of bank time deposits, holding highly liquid bonds, forward repurchase, and reducing the duration of investment portfolio. You can also adopt the way of continuous rolling investment, evenly distribute the maturity date of repurchase or bonds, and obtain higher expected returns on the basis of maintaining sufficient liquidity.
Investment strategy of other financial instruments
If future laws, regulations or regulatory authorities allow such funds to invest in other derivative financial instruments, the fund manager can include them in the investment scope after performing appropriate procedures. The Fund's investment in derivative financial instruments is mainly aimed at improving the overall expected return of the portfolio. On the premise of effective risk management, the Fund will estimate the value or risk of derivative products by studying the fundamentals of the underlying varieties and combining the pricing model of derivative products, and make prudent investments.
The above is the introduction of Jiahe Currency A's capital preservation, and what I want to tell you is capital preservation. I hope you can buy with confidence, and wish you a better and better investment path.