The extension plan is expected to be introduced this year.
Yin Weimin said that the delayed retirement plan is expected to be introduced this year, and it will be implemented step by step. At this year's National People's Congress, Yin Weimin said that the extension plan is expected to come up with a plan this year.
1. Delayed retirement will be "gradual"
The person in charge of Ministry of Human Resources and Social Security said that "delayed retirement" will proceed from reality, distinguish the situation of different groups, and consider it "step by step" when formulating policies.
2. Take small steps and walk slowly, and gradually get in place.
It will be delayed for several months every year, and it will take a long time to reach the target age of legal retirement. For example, employees who retired at the age of 60 can retire at the age of 60 three months after the implementation of the policy; In another year, "peer-to-peer" employees may retire at the age of 60 and 6 months.
3. The distinction between different groups will be gradually implemented.
In the future, the implementation of delayed retirement policy will be divided according to the population, among which female cadres and white-collar workers who retire at the age of 55 may be the first group to implement delayed retirement.
Earlier, an expert from Ministry of Human Resources and Social Security said: "Many years ago, the All-China Women's Federation and other departments suggested that female cadres, including female intellectuals, should retire five years earlier than their male compatriots. The previous policy has actually been clarified, and county-level officials can retire at the age of 60. "
However, Ministry of Human Resources and Social Security officials also made it clear that the plan will be fully consulted after its introduction and will be formally implemented in 2022 after a five-year transition period.
Delayed retirement has a great impact on these people.
If implemented in 2022, the following three groups will be affected by the new retirement policy.
(1) female employees under the age of 50 (1women born in and after 1972);
(2) Female cadres and male workers under the age of 55 who are mainly engaged in heavy manual labor (people born after 1967);
(3) Male cadres under 60 years old (male born after 1962).
It can be seen that the delayed retirement scheme has a great impact on the post-70 s and post-80 s. According to Ministry of Human Resources and Social Security's plan, retirement will be delayed gradually until it reaches the newly drafted legal retirement age after a long time. Therefore, for the post-90s generation, it is estimated that they have completely caught up with the New Deal by the time they retire.
hot-button issue
1. Is there still a difference between men and women retiring at the same age?
Apart from the delay of several months every year, there is another point: how old is the delayed retirement age and whether it will continue the current framework of different retirement ages for men and women. At present, the retirement ages of men and women in China are different.
If the retirement age is the same for men and women, will it be postponed to 60 or 65? If it is extended to 60 years old, it will actually delay the retirement age of female and male workers. If the synchronization is delayed to 65 years old, for women, especially female workers, this span is still very large, and many people will be affected. If the retirement ages of men and women are still different, it is also worth paying attention to whether this interval is still five years old.
2. Will delayed retirement affect pension payment?
The future balance of the pension fund is indeed under great pressure. Moreover, because the endowment insurance for enterprise employees is a provincial overall plan, there is an imbalance between regions. However, it is very clear that the current pension insurance is generally running smoothly, and "everyone's pension is guaranteed". Both the endowment insurance for enterprise employees and the endowment insurance for urban and rural residents are unable to make ends meet, which not only ensures the payment of benefits, but also has a slight balance.
3. Will the pension benefits be reduced?
For delayed retirement, the focus of public attention is still pension benefits.
At present, financial subsidy is an important aspect in the financing channel of endowment insurance fund. For a few old industrial base provinces with large historical debts and weak ability to pay funds, we will continue to increase central financial subsidies. In addition, the communique of the Fifth Plenary Session of the 18th CPC Central Committee mentioned that increasing state-owned capital and enriching the social security fund should guarantee all pensions.
4. How to ensure the safety of pensions entering the market?
Pensions enter the market to achieve diversified and professional investment, and some netizens are worried. "This will make the risk even greater. What if I lose? "
Jong Li, spokesman of Ministry of Human Resources and Social Security, said that the pension fund is the life-saving money of the masses, and ensuring the absolute security of the pension is always the first consideration.
First of all, the state exercises strict supervision over various social insurance funds, deposits them in special financial accounts, implements the management of two lines of revenue and expenditure, and earmarking them for special purposes. No organization or individual may occupy or misappropriate them.
Secondly, in view of investment behavior, it will also conduct comprehensive supervision in management institutions, asset allocation strategies and information disclosure systems.
5. Can I get a pension if I retire early?
Retirement and pension are two concepts. The future retirement time is flexible and an interval. During this period, the individual's wishes should be respected, and they can leave their jobs flexibly with the consent of both parties. The government only sets a boundary and does not participate in age division. For example, some people are very tired and want to retire at the age of 40, but they can't get a pension when they are old, so when to retire is a problem, and when to get a pension is another problem.
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