1. Will the fund continue to lose money after the loss of the fixed investment principal? The first thing to tell you is that the fund will not continue to lose money after the principal loss. According to market regulations, once the principal of the fund investor is lost, the fund manager will announce that the fund liquidation will not continue to deduct money. Generally speaking, the principal of the fund will not be lost, because according to the relevant provisions of risk management, if the net value of the fund continues to decline, the fund manager should start the risk control system and take appropriate measures to stop the loss.
Second, what should I do if the fund has been losing money? If the risk of funds purchased by investors is relatively high, there may be losses at this time, such as bad market conditions. After this happens, investors can first look at whether the fund has the possibility of development in the future. If it is likely to rise in the future, then investors can choose to continue to hold it, or increase some investment at a relatively low point and wait for the fund to rise. If investors are not optimistic, they can choose to redeem the fund and let the money fall into the bag. If the fund can be converted, they can also choose to convert the fund, which can save the handling fee for recovering the income.
Third, how to prevent fund losses? If investors can't bear excessive market risks, they can choose to buy products such as money funds. Yu 'ebao of Alipay and Yu Baoli of the online merchant bank belong to the monetary fund. The risk of these two funds is very low, and there is basically no loss after investment, and the income is slightly higher than the current savings. In addition, you can also choose to buy bond funds, which usually have relatively low risks.