Fund companies may not invest in non-standard. Non-standard assets refer to non-standard creditor's rights assets that are not traded in the interbank market and the stock exchange market. At the same time, the non-standard assets held by bank wealth management products are part of the non-standard assets of the banking system.

A securities investment fund management company refers to an enterprise legal person established in China with the approval of the China Securities Regulatory Commission and engaged in the management of securities investment funds. The promoters of fund companies are institutions engaged in securities business, securities investment consulting, trust asset management or other financial asset management.