In essence, securities investment funds are a way of indirect investment through fund managers, and investors expect to get higher returns than self-management through professional word length management of fund managers.
In terms of risk and return, the fund is between stocks and bonds, and the risk and expected return are lower than stocks and higher than bonds;
Professionally speaking, funds have more advantages than ordinary investors by investing through professional fund managers;
In terms of scale, the fund brings together the funds of many investors, forming a scale advantage, and can make portfolio investment to achieve the purpose of diversifying risks.
At present, China's fund market is relatively mature, the supervision system is relatively perfect and the information is transparent. For ordinary investors, the fund is a good investment tool, but investment funds should also be careful not to be blind and learn some basic fund knowledge first.
Although the risk is lower than that of stocks, it is not without risk, and there are many types of funds, such as stocks, hybrids and bonds, and the risks of different types of funds are different. Measure and choose according to your risk preference.