Lack of understanding: Some people may not have a clear understanding of the characteristics and risks of fixed investment funds, and it is difficult to make wise investment decisions.
Market fluctuation: Market fluctuation will cause investors' anxiety and lead to premature withdrawal.
Financial emergency: Unexpected financial emergencies, such as unemployment or medical expenses, may prompt people to withdraw funds in advance.
Poor investment performance: If the performance of the fixed investment fund is not as expected, people may lose confidence and withdraw funds.
Investors must be clear about their financial goals and be prepared to deal with market fluctuations in order to use fixed investment funds for a long time.