ETF is also a fund, but it belongs to passive index fund, which is less harmful than automatic fund. The trend of transaction cost and fund share net value is basically consistent with the tracking index. Investing in ETF is equivalent to trading the index it tracks, and you can get basically the same gains and losses as the index.

If you have a stock account, investors can buy ETFs in the market, and they can accept buying and selling, and the transaction cost is low. If you don't have a stock account, you can make off-site funds through process financial management software, but the cost is relatively high.

1.The differences between ETF funds and general funds are as follows:

1.ETF funds can be listed and traded, but ordinary funds cannot. On-market trading means that fund types can be traded in the secondary stock market, among which ETF funds are allowed to trade as transactional open index funds.

2.ETF funds can earn 100% Man Cang, while ordinary funds can only reach 95%. As an open-end fund, the total share of general funds is not fixed, and the number of purchases and redemptions is also uncertain. When the redemption exceeds the subscription, the fund needs to keep 5% of the money to deal with the net redemption, which means that the investment position of the general fund cannot reach 100%.

The number of shares of ETF funds is fixed, and the buyers are all from the seller to keep a balance, so the position of ETF funds can reach 100%.

Second, the difference between investment funds and stocks and bonds.

1. reflects a different relationship. Fund embodies a kind of principal-agent relationship, which is the relationship between fund managers and fund investors. Stocks reflect the ownership relationship, while bonds reflect the creditor-debtor relationship.

2. The raised funds are invested in different ways. Stocks and bonds are financing instruments, and the funds raised are mainly invested in industries, while the funds are mainly invested in other financial instruments such as securities.

3. Different risk levels. The direct income of stocks depends on the operating efficiency of the issuing company, and investing in stocks is uncertain and risky. The direct income of bonds depends on the bond interest rate, which is generally determined in advance, and the investment risk is small. Investment funds mainly invest in securities, and their investment choices are quite flexible, so the income of the fund may be higher than that of bonds, and the investment risk may be lower than that of stocks.

Third, ETF fund trading rules and fees

Trading rules: T+ 1 trading mode is implemented (it can only be sold on the second trading day of the day), the starting point of trading is 100 shares, and each purchase must be an integer multiple of 100 shares, following the trading principle of price priority and time priority.

Transaction costs: The fees charged by securities companies are different and will not exceed 3 ‰ of the transaction amount. The lowest single transaction is 5 yuan, which is not enough for 5 yuan to charge 5 yuan.