When is the best time to buy a fund?
It is most cost-effective to buy when the fund's net value is low. For example, the withdrawal of the fund is a good time to buy. The lowest net value of the fund is when the fund just went public. The purchase price 1 yuan, the lowest cost. However, the most important thing to buy a fund is to look at the rising strength and rising space of the fund's net value.
1 Money funds are most cost-effective when the market is tight and banks try their best to save money, because banks need money most at this time. For example, saving money at the end of the year is the most appropriate, because many people withdraw money at the end of the year, and you will have many additional benefits if you save money.
Bond funds generally don't need to choose timing, because the target of national debt invested by bond funds is not affected by market changes. As long as it is held for a long time, the probability of investing in bond funds is very small.
It is most cost-effective to buy equity funds when the stock market falls, because equity funds invest in a basket of stocks. If the stock market falls and the stock price is very low, then the net value of equity funds is also low and the cost of buying is less.
According to different investment objects, funds can be divided into stock funds, bond funds, money market funds and futures funds. As for when these funds are the most cost-effective, one is to look at the net value of the funds themselves, and the other is to look at the target price of fund investment.
I have to remind you that buying a fund can't just look at the price. Net fund value is not an important criterion for buying. Buying a fund mainly depends on the future investment potential of this fund, that is, the future upside.
For example, if you take a fancy to two funds, A's net value is 3 yuan per share, the peak value of net value growth is 6 yuan per share, B's net value is 5 yuan per share, and the peak value of net value growth is 12 yuan per share, but from the perspective of net value, buying A is definitely better, but from the perspective of net value growth, choosing B is definitely more profitable, so when buying a fund, you should look not at its current net value, but at its historical performance, because history is always.