At present, the reimbursement base of medical insurance is outpatient and emergency medical expenses: the part of employees who meet the basic medical insurance coverage during the year (65438+ 10/~ 65438+February 3 1) has accumulated more than 2,000 yuan.

The reimbursement rate is 50% for the part of the dispatched personnel that is more than 2,000 yuan during the contract period, and 50% for the individual. Within one year, the maximum amount of accumulated reimbursement for outpatient and emergency services of dispatched personnel is 20,000 yuan.

Medical insurance is insurance to compensate medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. For example, free medical care and labor insurance medical care in China. The medical expenses of employees in China are shared by the state, units and individuals to reduce the burden on enterprises and avoid waste. Insurance liability accidents need to be handled, and the insurance money will be paid in proportion.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.