Relatively safe. It is issued by life insurance and managed by harvest fund. The investment target is relatively safe, but it is not guaranteed. In extreme cases, it may lose money, and the risk is greater than that of the money fund. The wealth management provided by Licaitong has a higher relative income. Regular financial management and money funds are too low. At present, it is only about 3%, and the risk of the fund is too great. It is suggested that appropriate investment should be made in this respect. In fact, I recommend that you pay attention to the official WeChat account Wukong Wealth Management, and register and enter the invitation code 17 133 177, which is safe and reliable. Or invest in the balance treasure of Alipay wallet, which is safer.