The net value of the fund fluctuates with the fluctuation of the securities market every day. The profit and loss of the fund before redemption are all floating profits and losses. Only the redemption price minus the purchase price plus the dividend during the period is the investment income, and the income is positive or negative. Usually, the net undistributed value is higher than the purchase price, that is, it is earned, and vice versa.

The floating profit and loss of the account includes the handling fee, and the cost is the market value of the purchased fund+handling fee. Only greater than it will show the profit. But greater than the cost does not mean a certain profit, because there is a handling fee for redemption, which is not reflected in the book, but only in the heart.