Look at the scale. Chongqing financial experts said that in the market environment of falling interest rates, if the monetary fund is small, the continuous entry of incremental funds will dilute the investment income of the monetary fund, while the larger monetary fund will not have such concerns. In the market environment of rising interest rates, smaller monetary funds "turned around" and their yields rose sharply. Therefore, investors can choose a money fund with moderate scale and strong operational ability. Look at the old and new. The money fund is "the older you get, the more popular you get." Old funds are generally mature, have certain investment experience and hold more high-yield varieties. Look at the "grade" There are two main types of money funds: A-level money funds and B-level money funds.