There are three main reasons why citizens do not deduct money after handling fixed investment in banks:

● Signature failed. When citizens go to the bank for fixed investment business for the first time, they need to sign an agreement with the bank and open a corresponding fund account. If you already have an account number of the same fund company, you can't apply again, otherwise the signing may fail. In addition, due to other reasons, it does not meet the signing requirements (such as the fund has not opened a fixed investment, etc.). ), it may also affect the opening of fixed investment.

● The deduction date is set incorrectly. Generally speaking, different banks have different deduction date ranges. If the date of deduction chosen by the public is not the time approved by the bank, it may also lead to unsuccessful deduction. Under normal circumstances, if the fixed deduction date of one month is a non-working day, the consignment bank will generally postpone the deduction date to the next working day for deduction.

● Insufficient account balance. If the amount in the fund account invested by citizens is insufficient, the bank will also suspend the deduction.

Different banks have different regulations on the failure of fee deduction. The regulation of the Agricultural Bank of China is that the deduction failed on the day of regular fixed deduction due to investors' reasons, and then the two funds continued to deduct twice on the open day. Deduction failed for three consecutive times, and the deduction failed in the current month; Other banks stipulate that if the deduction fails on the day of regular fixed deduction, the deduction fails in the current month.