There are many financing methods for college students' entrepreneurship, which are divided into policy funds, college students' entrepreneurship funds, borrowing money from families, bank loans, venture capital, angel investment and so on. Let's talk separately:
First of all, the first is the policy fund. Now the state encourages college students to start their own businesses. Therefore, the government not only issued a series of policies to help and support college students to start their own businesses, but also took out some money to help students finance, which is also commonly known as imperial grain. However, the money encouraged by the state is not so easy to get, mainly because there are too many college students starting businesses now. If you want to get this financing, you must cut through the thorns and defeat a group of competitors who compete for the imperial grain. But if we can beat so many people to get financing, it means that this project is at least good.
Then talk about college venture funds, similar to policy funds. Now colleges and universities are also encouraging college students to start businesses. In addition to venue fee reduction and a series of incubators, each school has some venture funds to some extent. Compared with government financing, this kind of venture capital is easier to get, but relatively speaking, the amount of financing provided by colleges and universities for each project will not be too high and the money will be less.
Borrowing money from home to finance this is not explained.
Bank loans, especially bank micro-loans, are generally unsecured financing because most college students have poor start-up financing, generally small loans, and generally do not need large loans. This is different from the one above. Pay back the money if you fail to start a business! Therefore, people who have the courage to lend are generally more confident in their own projects.
Venture capital is venture capital. Generally, after an entrepreneurial project has improved and its feasibility has been confirmed, you need to use the power of capital to expand the market or raise funds substantially. Generally, when your project reaches a certain stage, you will naturally come into contact with some venture capitalists. Either they or you take the initiative to contact, they need your project to get a return, and you need them to open the market.
The last one is angel investment. Generally speaking, the angel wheel needs you to have a certain network of contacts, or your project planning is quite mature, and the project return rate is great. Then take your business plan and go to those angel investors for investment. This generally requires that your project is very mature or has a very high rate of return.
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