Active funds are more suitable for lazy people to invest.
After we bought the fund, the fund was invested and managed by the fund company, and the investment direction and proportion were decided by the fund company. We just need to wait for the expected return. Therefore, it can be seen that active funds let us give up some options. For users who are too lazy to think or have a weak investment base, it is more appropriate to choose active funds.
Passive funds are more suitable for professionals.
Passive funds are just the opposite of active funds. What funds you want to buy is entirely your own operation. In this way, you need some financial management experience as a support, and you also need to have a certain understanding of the funds you invest in. Those who have certain professional knowledge and want to operate by themselves are more suitable for passive funds.
Summary: Active funds and passive funds are suitable for different investors, and there is no difference between them. If you don't have time to manage the fund and don't know much about the fund, then choose an active fund and the fund manager will help you manage the money. But if you are more confident that you can do better than a fund manager, then it is not bad to choose a passive fund. Of course, it is also possible to hold both at the same time, so that you can learn to invest or invest by yourself.
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