Agreement deposits are generally limited to deposits with a term of more than 5 years (excluding 5 years). The agreement deposit of an insurance company with a term of less than 5 years (including 5 years) is still subject to the deposit interest rate of the same grade in the same period.

The minimum initial deposit for a general agreement deposit is 30 million yuan, and the minimum initial deposit for a single agreement deposit for social security fund and pension insurance personal account fund is 500 million yuan.

Generally, there are no laws and regulations prohibiting early withdrawal of agreed deposits.

Generally speaking, the interest rate level, deposit term, interest settlement and interest payment method, penalty standard, etc. The proportion of agreed deposits is generally determined by both parties through consultation.