In order to implement the spirit of the "Notice of the General Office of the People's Government of Shanxi Province forwarding the opinions of the Provincial Department of Housing and Urban-Rural Development and other departments on improving the housing security and supply system to promote the healthy development of the real estate market" (Jin Zheng Ban Fa [2015] No. 103), further
To carry out the real estate destocking work well, combined with the reality of high commercial housing inventory, uneven distribution of affordable housing, and large demand for resettlement housing in our city, and in line with the principles of integrating demand, rational allocation, opening up channels, and benefiting the masses, the following opinions are put forward: 1.
The guiding ideology thoroughly implements the spirit of the 18th National Congress of the Communist Party of China and the Third, Fourth, and Fifth Plenary Sessions of the 18th Central Committee, the Seventh Plenary Session of the Tenth Provincial Party Committee, and the Seventh Plenary Session of the Third Municipal Party Committee, and comprehensively implements the "1661" development strategy and "3659"
"The poverty alleviation strategy follows the working ideas of consolidating housing sources, focusing on reduction, coordinating demand, making good use of the increase, working in the same direction, eliminating the stock, taking multiple measures to control the total, and comprehensively open up commercial housing, affordable housing and resettlement
Housing conversion channel, efforts are made to remove the inventory of commercial housing, meet the needs of various types of guaranteed resettlement housing, strive to improve the living conditions of the people, and promote the stable and healthy development of the real estate market in Xinzhou City.
2. Work measures (1) Increase the security of public rental housing and open up the channels between commercial housing and affordable housing.
Counties (cities, districts) should further increase public rental housing security and include urban lower-middle and low-income families with housing difficulties, newly employed employees, and migrant workers and migrant workers into the scope of public rental housing security.
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Public rental housing mainly provides monetary security, supplemented by physical security. If physical security is really needed, the housing resources must be raised through the construction of commercial housing, the purchase of existing commercial housing, and long-term leasing. In principle, no new public housing will be built.
***Rental housing.
(2) Increase the proportion of monetized resettlement in shantytown renovation and open up the channels between commercial housing and resettlement housing.
Monetary resettlement in shanty town transformation should be used as an important channel for real estate destocking, adjust the compensation and resettlement policies for shanty town transformation and urban village transformation, appropriately increase the monetary compensation subsidy standard and reward ratio, further increase the proportion of shanty town transformation and monetary resettlement, and increase the proportion of shanty town transformation and monetary resettlement by province.
The requirement is to reach more than 50%.
Counties (cities, districts) must make overall plans to consider the relocation and resettlement of shantytowns and urban villages in the region and the supply and demand of existing commercial housing, and adopt methods such as pure monetary compensation, the government setting up a service platform for residents to independently purchase commercial housing, and the government's unified repurchase.
, and strive to digest commodity housing inventory.
It is necessary to conscientiously implement the preferential tax policies for monetized resettlement. According to the "Notice of the Ministry of Finance and the State Administration of Taxation on Tax Policies Concerning the Renovation of Shantytowns" (Caishui [2013] No. 101) and the "Notice of the Ministry of Finance and the State Administration of Taxation on the Sale and Leaseback of Enterprises"
According to relevant regulations such as "Notice on Deed Tax Policies for Financing and Other Financing" (Caishui [2012] No. 82), commercial housing construction land used for expropriation and resettlement is exempt from urban land use tax.
Stamp taxes involved in development companies that provide resettlement housing and individuals who purchase resettlement housing will be exempted.
The government repurchases commercial housing as resettlement housing to implement relevant national tax policies.
If an individual chooses monetary compensation to repurchase a house due to the expropriation of his house, and the transaction price of the house purchase does not exceed the total monetary compensation, the newly purchased house will be exempt from deed tax; if the transaction price of the house purchase exceeds the total monetary compensation, the deed tax will be levied on the difference in price according to regulations.
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Residents who choose to exchange the property rights of their houses because their personal houses are expropriated and do not pay the price difference for the property rights exchange will be exempted from deed tax on the new houses; if they pay the price difference, the deed tax will be levied on the difference part according to regulations.
Demolition compensation received by individuals is exempt from personal income tax in accordance with relevant regulations.
When purchasing the only home for a family (the scope of family members includes the home buyer, spouse and minor children, the same below), if the area is 90 square meters or less, the deed tax is levied at a rate of 1%; if the area is more than 90 square meters, the deed tax is 1.5%
Deed tax is levied at a rate.
If a family purchases a second improved house with an area of ??90 square meters or less, the deed tax will be levied at a rate of 1%; if the area is more than 90 square meters, a deed tax will be levied at a rate of 2%.
For households that already own one house and have paid off the loan, and apply for another loan to purchase ordinary commercial housing in order to improve their housing conditions, the first home loan policy will be implemented.
Deposit-paying employees who purchase their first ordinary self-owned house apply for a housing provident fund loan and own a house and have paid off the corresponding house purchase loan. In order to improve their living conditions, they apply for a housing provident fund loan again to purchase a house. The minimum down payment ratio is reduced to 20%. The housing provident fund
It can be used to pay for the house purchase, rent and property fees of employee families.
(3) Increase policy support for farmers moving to cities to buy houses, and open up channels for affordable housing and resettlement housing for immigrants.
All counties and cities should take into account actual conditions and formulate incentives to encourage migrant workers and farmers to buy houses in cities, and mobilize the enthusiasm of migrant workers and farmers to buy houses in cities through awards and subsidies.
It is necessary to integrate the relocation and resettlement of coal mining subsidence areas and the relocation and resettlement of ex-situ poverty alleviation into the scope of shantytown reconstruction and resettlement, and enjoy housing security and preferential policies for shantytown reconstruction.