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Can the housing provident fund be taken out without buying a house?

As long as it meets the requirements, it can be withdrawn. According to Article 24 of the Regulations on the Administration of Housing Provident Fund, employees can withdraw the storage balance in their housing provident fund accounts under any of the following circumstances:

those who purchase, build, renovate or overhaul their own houses

those who repay the principal and interest of the loan for purchasing and building their own houses

those who rent their own houses, The

retired

retired

workers who have left the country to settle down

died, and the

employees who have been declared dead

lost their ability to work completely or partially, and terminated their labor relations with the unit

under other circumstances stipulated by relevant laws and regulations

because of themselves, their spouses, parents and children.

Extended information

p >

p > Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.

since July 1st, 217, the transfer and connection business of housing provident fund in different places has all been handled through the "National Platform for Transfer and Connection of Housing Provident Fund in Different Places". Gradually realize that "accounts go with people and money goes with accounts". At the same time, we will vigorously promote off-site loan services to meet the demand for funds for paid employees to purchase houses across regions.

on February 18, 216, according to the notice of the central bank, the Ministry of housing and urban-rural development and the Ministry of finance on improving the deposit interest rate formation mechanism of employee housing provident fund accounts, from February 21, the deposit interest rate of employee housing provident fund accounts was adjusted from the current benchmark interest rate for current and three-month deposits according to the collection time to the unified benchmark interest rate for one-year time deposits.

Reference: Provident Fund Baidu Encyclopedia.