Taiping Life Fushou Lianlian is one of the main wealth management products of Taiping Life Insurance. It won the award of "Best Selling Insurance Product" in the third "China Innovative Insurance Product Selection" in 28 and the award of "Best Life Insurance Product" in the first "China Million Middle-class Family Preferred Insurance Brand List" in 28.
Program features:
Pay every other year.
The bonus benefits from the increase
The survival fund increases steadily with the increase of dividend, and the more you get, the happier you are.
investment in capital preservation and capital safety
when you reach the age of 88 or die, you can return the premium and value-added income, which is equivalent to getting decades of wisdom money for free.
Suitable for the crowd] If you have a steady and continuous income and a sum of money, you hope to maintain and increase the value safely and steadily; I hope to use the power of institutions to deal with the uncertainty of the stock market; I hope to achieve sustained, safe and stable medium and long-term returns, such as pension and children's education. Taiping's "Fushou Lianlian" financial plan will be your preferred plan! Example of plan
Example 1: Ms. Li bought a financial plan of "Taiping Fushou Lianlian" at Taiping Life Insurance for her -year-old baby, with a monthly deposit of 137 yuan and a 2-year period. * * * invested 33, yuan, and the money was guaranteed to receive at least 1 yuan every other year from the baby's age of two, increasing every time, and * * * could receive 125, yuan, and the principal and investment income over the years would be returned at maturity *.
Example 2: Ms. Zhang bought 1 financial plans of "Taiping Fushou Lianlian" for a -year-old baby in Taiping Life Insurance, with a monthly deposit of 1,37 yuan and a 2-year investment of 33, yuan. The money is guaranteed to be at least 1, yuan every other year since the baby was two years old, and it will be increased every time. * * * can receive 1.25 million yuan, and the principal and investment income over the years will be returned at maturity.
Example 3: Mr. Chen, 25 years old, chooses 2 financial plans of "Taiping Fushou Lianlian", with a monthly deposit of 3,14 yuan and a 2-year investment of 753,6 yuan. He is guaranteed to receive at least 2, yuan every other year, and will receive 1.18 million yuan, and the principal and investment income over the years will be returned at maturity.
Example 4: Mr. Wang, aged 35, chooses 5 financial plans of "Taiping Fushou Lianlian", with a monthly deposit of 13,646 yuan and a 1-year investment of 1,638, yuan. He is guaranteed to receive at least 5, yuan every other year, and will receive 2.28 million yuan, and the principal and investment income over the years will be returned at maturity.
remember, if you want to get excess returns from Fushou Company in a short time, you must have the wrong tool. In three to five years, you will hardly feel the benefits it brings you. Ten years later, you will feel the benefits of Fushou Lianlian. If you have the ability, you will regret buying too little at the beginning, because it is indeed a very powerful financial management tool, and in the long run, Fushou Lianlian's benefits (dividends) are very good, which can reach about 15% according to the simple interest calculation.
investment direction and channels: insurance companies, as important institutional investors in the capital market, have diversified investment channels, which can effectively disperse and avoid investment risks:
A, interbank lending
B, large-sum agreed deposits in banks: large deposits of more than 3 million yuan for more than five years are allowed to be 5%-1% higher than personal savings interest in the same period
c, national debt: primary market bookkeeping. The purchase opportunity is large and the cost is low. High profit
D, financial bonds (policy bank bonds such as the Export-Import Bank of China and China Development Bank)
E, corporate bonds and corporate bonds with corporate credit rating above AA+)
F, securities investment funds: insurance companies hold about 15% of the current total fund value
G, direct investment in the stock market: the upper limit of direct investment of insurance funds in the stock market has been raised to 1% of total assets. National infrastructure investment: of the 2 billion construction funds for Beijing-Shanghai high-speed railway, 8 billion will be raised from insurance companies.
I, the management right of national key construction projects will be bought out (China Taiping exclusively initiated 2 billion debt investment in the South-to-North Water Transfer Project in 21)
J, buying or participating in banks and securities companies
K, and overseas investment: entering the international capital market for investment and operation can spread risks to a greater extent.